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Privacy Policy

How TrackinV collects, uses, and protects your personal information

Effective Date: September 11, 2025

Last Updated: November 29, 2025

Introduction

At TrackinV, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, process, and safeguard your data when you use our portfolio management platform and related services.

We operate in compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. This policy applies to all users of TrackinV, regardless of location.

Information We Collect

Account Information

When you create a TrackinV account, we collect:

  • Full name and email address
  • Account credentials (encrypted password)
  • Profile preferences and settings
  • Account creation and last login timestamps

Portfolio Data

To provide our core services, we process:

  • Investment transaction records (buy/sell orders, dates, amounts)
  • Asset holdings and portfolio compositions
  • CSV files and other data imports you upload
  • Portfolio analysis results and calculations

Technical Information

Our systems automatically collect:

  • IP address and general location information
  • Browser type, version, and operating system
  • Page views, session duration, and navigation patterns
  • Error logs and performance metrics for service improvement

Communication Data

When you contact us, we store:

  • Support requests and correspondence history
  • Feedback and survey responses
  • Newsletter subscriptions and preferences

Legal Basis for Processing (GDPR Article 6)

We process your personal data based on the following legal grounds:

Contractual Necessity

Processing essential for providing TrackinV services, managing your account, and fulfilling our service agreement.

Legitimate Interest

Service improvement, fraud prevention, security monitoring, and business analytics that don't override your rights.

User Consent

Marketing communications, optional features, and data processing you explicitly agree to.

Legal Compliance

Meeting regulatory requirements, responding to legal requests, and compliance obligations.

How We Use Your Information

TrackinV uses your personal information for the following purposes:

  • Core Platform Services: Portfolio analysis, asset tracking, performance calculations, and data visualizations
  • Account Management: User authentication, profile management, preference storage, and service personalization
  • Communication: Service announcements, support responses, and important account notifications
  • Service Improvement: Analytics to enhance user experience, bug fixes, and feature development
  • Security: Fraud prevention, unauthorized access protection, and system security monitoring
  • Legal Compliance: Meeting regulatory requirements and responding to lawful requests

Important: We never sell, rent, or trade your personal information to third parties for marketing purposes.

When We Share Information

TrackinV may share your information only in these limited circumstances:

Service Providers

We work with trusted third-party services that help us operate TrackinV:

  • Cloud Infrastructure: Secure data storage and hosting services
  • Authentication Services: User account management and security
  • Email Services: Transactional emails and communication
  • Analytics Providers: See detailed information below about Google Analytics

All service providers are contractually bound to protect your data and use it only as directed by TrackinV.

Google Analytics

TrackinV uses Google Analytics to understand how users interact with our platform and improve our services. Here's what you need to know:

  • What is Google Analytics: A web analytics service provided by Google LLC that tracks and reports website traffic
  • Data Collected: Page views, session duration, device information, browser type, general location (city/country level), and user interactions
  • IP Anonymization: We have enabled IP anonymization, which means your full IP address is never stored by Google
  • Cookies: Google Analytics uses cookies to track user sessions and behavior (see our Cookie Policy for details)
  • Data Processing: Google may process data on servers located outside the European Union, including in the United States
  • Purpose: To analyze user behavior, improve platform features, and enhance user experience
  • Opt-Out: You can opt out of Google Analytics tracking by using the Google Analytics Opt-out Browser Add-on

Google's Privacy Policies:

Legal Requirements

We may disclose information when required by law or to:

  • Respond to legal processes, court orders, or government requests
  • Protect TrackinV's rights, property, or safety
  • Investigate potential fraud or security incidents
  • Comply with applicable regulations and legal obligations

Business Transfers

In the unlikely event of a business sale, merger, or acquisition, your information may be transferred to the new entity, subject to the same privacy protections outlined in this policy.

Your Privacy Rights (GDPR)

Under GDPR, you have the following rights regarding your personal data:

Right of Access

Request a copy of all personal data we hold about you, including how it's processed.

Right to Rectification

Correct inaccurate or incomplete personal information in your account.

Right to Erasure

Request deletion of your personal data when no longer necessary for our services.

Right to Portability

Export your data in a machine-readable format (CSV/JSON) for transfer to other services.

Right to Object

Object to processing based on legitimate interest or direct marketing activities.

Right to Restriction

Limit how we process your data while disputes or corrections are resolved.

Exercise Your Rights: Contact us at [email protected] to make any privacy-related requests.

We will respond within 30 days and may need to verify your identity for security purposes.

Data Security & Retention

Security Measures

TrackinV implements industry-standard security practices:

  • Encryption: All data transmitted and stored is encrypted using AES-256 encryption
  • Access Controls: Strict authentication and role-based access to systems
  • Infrastructure: Secure cloud hosting with automated security updates
  • Monitoring: Continuous security monitoring and incident response procedures

Data Retention

We retain personal information only as long as necessary:

  • Active Accounts: Data retained while your account remains active
  • Account Deletion: Data permanently deleted within 90 days of account closure
  • Legal Requirements: Some data may be retained longer to meet legal obligations
  • Anonymized Analytics: Aggregated, non-personal data may be retained indefinitely

Data Breach Notification: In the unlikely event of a security breach affecting personal data, we will notify affected users and relevant authorities within 72 hours as required by GDPR.

International Data Transfers

TrackinV primarily processes data within the European Economic Area (EEA). When we transfer personal data outside the EEA, we ensure adequate protection through:

  • Adequacy Decisions: Transfers to countries recognized by the EU as providing adequate protection
  • Standard Contractual Clauses: EU-approved contracts with service providers ensuring GDPR compliance
  • Certification Schemes: Working only with providers meeting recognized privacy certifications

You have the right to obtain information about safeguards relating to transfers of your personal data outside the EEA.

Cookies & Tracking Technologies

TrackinV uses cookies and similar technologies to enhance your experience:

Essential Cookies

Required for basic platform functionality (cannot be disabled):

  • Authentication and session management
  • Security and fraud prevention
  • Load balancing and performance optimization

Analytics Cookies

Help us understand how TrackinV is used (can be disabled):

  • Anonymous usage statistics and page views
  • Feature adoption and user journey analysis
  • Error tracking and performance monitoring

You can control cookie settings through your browser preferences. Note that disabling certain cookies may limit platform functionality.

Refund & Cancellation Policy

14-Day Money-Back Guarantee

In accordance with Paddle's Buyer Terms, we offer a 14-day refund period for all purchases. If you're not satisfied with TrackinV, you may request a full refund within 14 days of your purchase date, no questions asked.

14-Day Refund Period

You are entitled to a full refund if you request it within 14 days of purchase.This applies to:

  • First-time purchases of any TrackinV plan or feature
  • Annual or monthly subscription payments
  • One-time purchases and upgrades

To request a refund within the 14-day period, simply contact us at [email protected] with your order details. We will process your refund within 5-10 business days.

Additional Refund Circumstances

Beyond the standard 14-day period, refunds may also be provided in the following situations:

  • Accidental duplicate charges: If you were charged multiple times for the same purchase due to a technical error, we will refund all duplicate charges immediately upon verification.
  • Fraud/unauthorized payments: If you report an unauthorized or fraudulent charge on your account, we will investigate and issue a full refund if the charge is confirmed to be fraudulent.
  • Extended service outage: If TrackinV experiences a service outage lasting more than 24 hours during your billing period, you may be eligible for a refund or service credit. Please contact us to request a refund in such cases.

All refund requests must be submitted within 30 days of the original purchase date. Refunds will be processed to the original payment method within 5-10 business days after approval.

Subscription Management

For recurring subscription services:

  • Cancel anytime: You may cancel your subscription at any time through your account settings or by contacting our support team at [email protected]. There are no cancellation fees or penalties.
  • Access until period end: After cancellation, you retain full access to all paid features until the end of your current billing period. Your subscription will not renew automatically.
  • Refunds after 14 days: After the initial 14-day refund period, subscription payments are non-refundable. However, you can cancel to prevent future charges.

Payment Processing & Buyer Terms

All payments are processed securely through Paddle, our authorized payment provider. By making a purchase, you agree to Paddle's terms and conditions:

Paddle handles all billing, payment processing, and refund transactions on behalf of TrackinV. For payment-specific inquiries, you may also contact Paddle directly through their support channels.

How to Request a Refund

To request a refund within the 14-day period or for exceptional circumstances:

  1. 1. Email us at [email protected]
  2. 2. Include your order number and email used for purchase
  3. 3. Briefly explain your reason for the refund request
  4. 4. We'll process your request within 2 business days

Refunds are processed to your original payment method within 5-10 business days after approval.

Policy Updates & Contact Information

Policy Changes

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Significant changes will be communicated via:

  • Email notification to registered users
  • Prominent notice on the TrackinV platform
  • Updated effective date at the top of this policy

Contact & Data Controller

For privacy-related questions, requests, or concerns, please contact our Data Protection Officer:

Data Controller: Thomas, TrackinV

Email: [email protected]

Subject Line: "Privacy Request - [Your Request Type]"

We respond to all privacy requests within 30 days.

Supervisory Authority

If you have concerns about how we handle your personal data, you have the right to lodge a complaint with your local data protection authority or the relevant EU supervisory authority.

This Privacy Policy is effective as of September 11, 2025.

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